THEO[テオ] - プロとAIがいる、おまかせ資産運用

Features THEO[テオ] - プロとAIがいる、おまかせ資産運用

■About the appCustomers using THEO+ can also use this app.*If you are using THEO+ docomo, please log in using your registered email address and password.
You cannot log in with a d account in the app.■About forced update of the appDepending on your device, there may be a delay in the update being reflected in the Play Store, so you may not be able to update.In this case, please wait a while and try again, or "Delete Play Store cache and data" and try updating.*The problem may be resolved by deleting the cache and starting the app without any extra data.*If you are unable to update even after deleting the cache, please try again after a while.■What is THEO?-------------THEOs concept is ``Autonomous asset management with professionals and AI.
It is a discretionary investment management service using AI-equipped robo-advisors that supports asset formation for all people who live every day to the fullest.
Based on information such as age and current financial assets, a robo-advisor will propose a portfolio consisting of up to 30 types of ETFs that is suitable for each individual.
It is a new form of asset management that can be completed with just a smartphone and can be started at a low cost with management fees of up to 1.10% (tax included/annual rate).■ Features of THEO-------------・Automated asset management tailored to each individualWe estimate the customers investment objectives from the answers to the questions and set an asset management policy tailored to each individual.
THEO automatically manages assets according to your goals.・Portfolio consisting of up to 30 or more types of ETFsTHEOs portfolio consists of up to 30 types of ETFs (Exchange Traded Funds).
Breaking it down into more detail, we invest in 86 countries and regions around the world, and ultimately invest in more than 11,000 stocks.We aim to reduce risk by thoroughly diversifying our investments.・Three functional portfolios with different characteristics that can be combined according to investment objectivesThere are three types of portfolios: ``Growth Portfolios that aim for high returns over the long term, ``Income Portfolios that aim for relatively stable and steady returns, and ``Inflation Hedge Portfolios that aim to reduce risk by avoiding correlation with stocks.
Use combinations for different purposes.・Smart beta operation adopted by the worlds largest institutional investors such as CalPERSIn addition to returns from taking risks on the entire market, we use smart beta management, which aims to efficiently improve returns and reduce risks by appropriately combining risks arising from other factors (smart beta).■How to start using THEO-------------1.
First, set your asset management policy with a portfolio diagnosis2.Easy new application with smartphone3.Opening a securities account*A securities account will be opened in the customers name at a financial institution affiliated with Money Design.4.
All you have to do is make a deposit and start operating automatically.■Recommended for these people-------------・I want to start investing for my future, but I dont know what to do because I dont have any investment knowledge.・I have money set aside in a fixed deposit, but the interest rate is low so I want to invest more efficiently.・I want to invest a fixed amount every month like a reserve.・I have investment experience but dont want to spend time collecting information or buying and selling・I want to make internationally diversified investments that can respond to market changes.■THEOs thoughts-------------Van Gogh, whose paintings did not sell during his lifetime.My younger brother Theo supported me financially.Through "money"Theo supported his own way of life.We too,By making full use of technology,Cant we become "Theo" for everyone?With that in mind,We named this service "THEO."□Operating company-------------Money Design Co., Ltd.https://www.money-design.com/Kanto Local Finance Bureau (Kinsho) No.
2796Member associations: Japan Investment Advisers Association, Japan Investment Trusts Association, Japan□Recommended environment-------------・Android 9.0 or later□Security-------------Your personal information is encrypted and strictly managed and operated.□Note-------------When using the service, please check the terms of use and the risks associated with transactions such as financial products.https://theo.blue/policy/□Contact information-------------Accepted from the websitehttps://theo.blue/contact□ Regarding fees and risks related to discretionary investment management service THEO-------------The discretionary investment management service THEO (hereinafter referred to as "THEO") is provided under a discretionary investment management contract with the Company.
Customers will open a securities account in their name at a financial institution affiliated with Money Design.The discretionary investment management fee for discretionary investment contracts will be the amount calculated by multiplying the market value balance of the managed assets in yen by a maximum of 1.10% (tax included, annual rate).
The Company will bear expenses such as buying and selling fees, exchange fees, and foreign exchange fees for included ETFs.
Please contact each company regarding management fees for securities accounts (accounts at financial institutions affiliated with Money Design, held in the customers own name) used to operate THEO.THEO primarily incorporates foreign exchange traded funds (ETFs).
In addition to the price fluctuation risk and credit risk of the included ETFs, there are foreign exchange risks, risks related to handling financial institutions, etc.
You may incur losses due to a decline in the market price of a participating ETF, exchange rate fluctuations, etc., and your investment principal may be lost.
Therefore, the investment principal is not guaranteed.Before signing a contract, please carefully read the documents provided before signing the contract and the terms and conditions of the contract.